These courses are approved by the Florida Department of Financial Services for Title Insurance Continuing Education.
The basis of the title insurance industry is insuring the validity and priority of written documents. A typical real estate transaction involves several layers of written instruments: the sales contract, deed, mortgage, and closing statement. Because a title insurance policy insures the validity and priority of documents such as deeds and mortgages that are executed by individuals on behalf of entities, it is important that a title agent and escrow officer understand who has the power to bind a business
1 credit - Barry Scholnik discusses various issues that typically cause claims. He covers foreclosures, HELOCS, Homestead Law, Legal Descriptions, and various other issues that cause claims.
Barry Scholnik discusses the basics of Florida Construction Lien law and the company's underwriting guidelines.
Ethical Guidelines Pertaining to Forgery Prevention and Homestead Property
1 credit - This course discusses all aspects of the use of a Power of Attorney in a real estate transaction. It includes the termination of a Power of Attorney, the authority of a Power of Attorney, statutory proctections and the recording of Powers of Attorney. It includes scenarios of the use of a Power of Attorney the acceptance of a 3rd party Power of Attorney.
The Florida Constitution exempts homestead property from levy and execution by judgment creditors. Florida courts have liberally expanded definitions of homestead property which includes more than just a single family house. Condominiums, manufactured homes, and mobile homes are also afforded homestead protection. The Constitution defines homestead as one’s principal place of residence up to one-half acre within a municipality and up to 160 contiguous acres in any county in Florida This course explains
This course covers the law concerning land trusts. The law varies from state to state and so it is important to understand the background of this vehicle for the ownership of real estate. In Florida for example, there is a statute governing land trusts; in Illinois land trusts are largely the creation of case law. A revamped land trust act has been developed and proposed to the Florida legislature. <b>This course has been approved for 2 hours of continuing education credit</b><p> Stewart Agents recieve a
Probate Administration of Homestead Property in Florida
Title Insurance and Survey Review
1 credit - Enacted in 1980, the Foreign Investment in Real Property Tax Act is a U.S. law designed to impose an income tax on foreign persons who are selling their real property interests in the U.S.
FL 98095 - Ethics for Title Agents
1 credit - This course discusses business ethics in general giving examples of companies in the news who exemplify both good and poor ethical choices. More specifically it discusses ethical issues that title agents face on a regulary basis. Including the ethical handling of a closing, the correction of documents, fiduciary responisibilities and document fraud.